Always ask for a detailed, written contract, even for small projects. It will protect you and help ensure that you and the contractor understand the scope of the job and the price. Get all promises in writing. State law requires that home improvement contracts over $1,000 be in writing. If contractors violate this provision, their registration may be suspended or revoked, and they can be fined or face criminal prosecution. Click here for a sample contract.
Be sure the contract contains:
- the identification of the contractor, including the contractor’s registration number;
- total price of the work;
- the payment schedule;
- a provision for changes or "extras";
- a detailed list of specifications/materials;
- start and completion dates;
- a copy of the contractor’s insurance;
- a permit notice warning you that if you secure your own building permit or deal with unregistered contractors, you will not be eligible for the Guaranty Fund;
- a 3-day cancellation notice, informing you of your right to cancel your contract if you signed the agreement in your home, or at a place other than at the contractor’s office or business; and
- other details particular to your job.
